Health Care Management – The Force Behind Your Health

Health care management is extremely important in the future of the world’s health care, and not just specifically in this country. It is from health care management schemes that most of the future medical professionals will emerge fully trained and ready to help resolve the differences in health care that currently blight the United States. At the moment, those that do not have health insurance are suffering as a result of rising health care costs because there is no way that they can afford to pay for any treatment that they need. Health care management is currently training the next generation that actually may be able to change the world and the nation’s health for the better.Health care management is extremely effective and is growing by the day. It can be extremely influential and find the best doctors and nurses for crucial roles within the health care system. The amount of positions available to be filled by health care management are also growing by the week because supply is often a good deal smaller than demand. As a result, there are great opportunities in the field for graduates and those that are training at the moment. Careers offered by health care management are highly rewarding, both financially and personally because you actually get to help people. The leadership roles that are offered mean that you actually get a say, however small, in how this country’s health care system is run. By ensuring that everyone gets proper treatment, and the treatment they deserve at that, things may really improve within the health care system itself.Health care management training can often lead to jobs in various medical institutions, from hospitals to clinics to health insurance. Many Health Care Providers professionals work in the latter to ensure that everyone gets the cover that they need and can afford. It may even lead to work in research centres and thus an individual can help improve the world as a whole by developing cures and treatments that do not exist at the moment. The work is extremely demanding but also completely worthwhile. In fact, it is more rewarding than most other careers out there at the moment.To be successful in health care management, you have to be very dedicated to the profession itself. It can be very stressful at times but is completely worth it when you look at the rewards on offer, on a personal level as well as on a humanitarian level. There are also chances to progress, which will give an individual more influence and ability to change the world. Is that not the point behind health care management in the first place?

How Universal Health Care Impacts Medical Debt Collections

The health plan that President Obama is proposing is going to be efficient and effective. In order to be efficient it would have to be streamlined and working well, for example, there couldn’t be loads of bad debt sitting on the books. In order to be efficient, the bad debt would have to be collected and always try to be up to date or very minimal. Currently 5% of hospitals gross revenues are written off to bad debt and charity and this is before the implementation of the health care plan.Some collectors have told me that they are worried that third party collectors or collection departments receiving payments through the proposed plan may take longer than an outside insurance agency or a personal payment could take to get paid. As debt collectors we are used to slow payers but always working on new ways that payments can be obtained more quickly rather than slower. With this new program, many collectors are worried that payments will be slower which we will be forced to accept since it is a government program. On November 25, 2008, InsideARM said that “Debt collectors who currently specialize in medical receivables shouldn’t expect fewer accounts, but the balances forwarded to them by clients may be smaller.” According to Kaulkin Ginsbergs Health Care Analyst Michael Klozotsky, “Just because you insure more people, it’s not going to drop people’s co-pays and deductibles”.According to Paul B. Ginsburg, Ph.D, “For payment reform to reach its potential, Medicaid programs and private payers of medical care such as insurance companies should participate in developing new Medicare payment methods and follow them to the extent possible. Many health care providers have substantial market power and the ability to offset Medicare payment reductions with increases for private payers, so creating payment structures that are uniform across payers can increase the potential of payment reform to change provider behavior. If a public health insurance plan is a part of health reform, then an all-payer rate-setting structure could help establish a level playing field for all health insurance plans.”The White House.gov website says, “The President has vowed that the health reform process will be different in his Administration – an open, inclusive, and transparent process where all ideas are encouraged and all parties work together to find a solution to the health care crisis. Working together with members of Congress, doctors and hospitals, businesses and unions, and other key health care stakeholders, the President is committed to making sure we finally enact comprehensive health care reform.”The Administration believes that comprehensive health reform should:o Reduce long-term growth of health care costs for businesses and government
o Protect families from bankruptcy or debt because of health care costs
o Guarantee choice of doctors and health plans
o Invest in prevention and wellness
o Improve patient safety and quality of care
o Assure affordable, quality health coverage for all Americans
o Maintain coverage when you change or lose your job
o End barriers to coverage for people with pre-existing medical conditionsWhat does it mean for your business if this health care plan protects families or consumers from bankruptcy or debt due to the costs of maintaining their health. How will consumers avoid the debt of health care costs to stay healthy when they cannot afford it? I am all for helping consumers stay out of debt, but have concerns about how this new bill protects consumers from the debt of medical bills and how will this affect third party collectors.Small businesses are an important source of job growth in the United States. Firms with fewer than 20 employees accounted for approximately 18 percent of private sector jobs in 2006, but nearly 25 percent of net employment growth from 1992 to 2005. Many collection agencies are small businesses, and have many questions on how this plan will affect how they collect debt, how much debt they are able to collect and how much time they will have to wait to get paid if they get paid at all. Recently, during my consulting calls I was working with someone who is considering starting a medical collection agency and is worried there won’t be a demand for his services or any debt out there to collect based on this healthcare plan. In my opinion medical collectors should not worry about repercussions of the Universal Healthcare plan, there will still be plenty of work.You can take steps now to prepare for this new plan, consider how you accept other government payments or deal with their offices and this may be similar. Set up policies and procedures now to use when the plan goes into affect. Once you start working with your policies when the plan is in place, you can tweak it to fit your billing and accounting practices. Just talking about it with your employees will help everyone to feel more comfortable with the plan once it is in place, everyone will have heard about it and will have an idea on how to handle those accounts immediately. The more efficient and effective you can be, the quicker you may get paid. Agencies can also assist with the insurance collections and will find an increase in that line of business, the providers will find it hard to educated, train and hire staff to deal with the additional follow up and if they move or shift workers from dealing with self pay accounts this would not compensate for the increased workload of collecting from the insurer. As one reader stated, “Anything the Government gets involved in becomes more complicated and complex, clients will need their collection agencies to help them deal with this even more.”Free enterprise will always prevail. The insurance companies that are out there now, aren’t going to go away once we have this new healthcare option. The biggest impact I have found that debt collectors foresee with this new plan is how slow they may be paid or how slowly their clients may be paid. Start working with your medical clients and help them work with their patients so that they can serve as an advocate and show empathy for each individual situation and help them to work on a realistic payment plan – your job as the collector – enforce that payment plan. The longer you wait, the worse off you are – catch accounts that need help early and you will be ahead of the game.

History of Wireless Technologies

The development of Wireless technology owes it all to Michael Faraday – for discovering the principle of electromagnetic induction, to James Maxwell – for the Maxwell’s equations and to Guglielmo Marconi – for transmitting a wireless signal over one and a half miles. The sole purpose of Wi-Fi technology is wireless communication, through which information can be transferred between two or more points that are not connected by electrical conductors.Wireless technologies were in use since the advent of radios, which use electromagnetic transmissions. Eventually, consumer electronics manufacturers started thinking about the possibilities of automating domestic microcontroller based devices. Timely and reliable relay of sensor data and controller commands were soon achieved, which led to the discovery of Wireless communications that we see everywhere now.HistoryWith the radios being used for wireless communications in the World war era, scientists and inventors started focusing on means to developing wireless phones. The radio soon became available for consumers and by mid 1980s, wireless phones or mobile phones started to appear. In the late 1990s, mobile phones gained huge prominence with over 50 million users worldwide. Then the concept of wireless internet and its possibilities were taken into account. Eventually, the wireless internet technology came into existence. This gave a boost to the growth of wireless technology, which comes in many forms at present.Applications of Wireless TechnologyThe rapid progress of wireless technology led to the invention of mobile phones which uses radio waves to enable communication from different locations around the world. The application of wireless tech now ranges from wireless data communications in various fields including medicine, military etc to wireless energy transfers and wireless interface of computer peripherals. Point to point, point to multipoint, broadcasting etc are all possible and easy now with the use of wireless.The most widely used Wi-Fi tech is the Bluetooth, which uses short wavelength radio transmissions to connect and communicate with other compatible electronic devices. This technology has grown to a phase where wireless keyboards, mouse and other peripherals can be connected to a computer. Wireless technologies are used:· While traveling· In Hotels· In Business· In Mobile and voice communication· In Home networking· In Navigation systems· In Video game consoles· In quality control systemsThe greatest benefit of Wireless like Wi-Fi is the portability. For distances between devices where cabling isn’t an option, technologies like Wi-Fi can be used. Wi-fi communications can also provide as a backup communications link in case of network failures. One can even use wireless technologies to use data services even if he’s stuck in the middle of the ocean. However, Wireless still have slower response times compared to wired communications and interfaces. But this gap is getting narrower with each passing year.Progress of Wireless technologyWireless data communications now come in technologies namely Wi-Fi (a wireless local area network), cellular data services such as GPRS, EDGE and 3G, and mobile satellite communications. Point-to-point communication was a big deal decades ago. But now, point-to-multipoint and wireless data streaming to multiple wirelessly connected devices are possible. Personal network of computers can now be created using Wi-Fi, which also allows data services to be shared by multiple systems connected to the network.Wireless technologies with faster speeds at 5 ghz and transmission capabilities were quite expensive when they were invented. But now, almost all mobile handsets and mini computers come with technologies like Wi-Fi and Bluetooth, although with variable data transfer speeds. Wireless have grown to such a level, where even mobile handsets can act as Wi-Fi hotspots, enabling other handsets or computers connected to a particular Wi-Fi hotspot enabled handset, can share cellular data services and other information. Streaming audio and video data wirelessly from the cell phone to a TV or computer is a walk in the park now.Wireless Technology today, are robust, easy to use, and are portable as there are no cables involved. Apart from local area networks, even Metropolitan Area networks have started using Wi-fi tech (WMAN) and Customer Premises Equipment ( CPE ). Aviation, Transportation and the Military use wireless technologies in the form of Satellite communications. Without using interconnecting wires, wireless technologies are also used in transferring energy from a power source to a load, given that the load doesn’t have a built-in power source.However, the fact that ‘nothing comes without a drawback’ or ‘nothing is perfect’ also applies to Wi-fi technology. Wireless technologies still have limitations, but scientists are currently working on it to remove the drawbacks and add to the benefits. The main limitation is that Wireless technologies such as Bluetooth and Wi-Fi can only be used in a limited area. The wireless signals can be broadcasted only to a particular distance. Devices outside of this range won’t be able to use Wi-Fi or Bluetooth. But the distance limitation is becoming reduced every year. There are also a few security limitations which hackers can exploit to cause harm in a wireless network. But Wireless technologies with better security features have started to come out. So this is not going to be a problem for long.Speaking of progress, Wi-Fi technology is not limited to powerful computers and mobile handsets. The technology has progressed enough that Wi-Fi enabled TVs and microwaves have started appearing in the markets. The latest and the most talked-about wireless technology is the NFC or Near Field Communication, which lets users exchange data by tapping their devices together. Using wireless technologies are not as expensive as it used to be in the last decade. With each passing year, newer and better wireless technologies arrive with greater benefits.